Sberbank Equity Story Delivery of strategic goals Sberbank strategy for 2008–2014 Sberbank strategy for 2014–2018 Sberbank strategy till 2020 Completed Completed one year in advance Launched in 2017 Efficiency growth for core business Efficiency growth for core business Development of new high-yielding non-banking businesses Commitment to maintain ROE ~20% until 2020 Unique market position and deep knowledge of the client Sberbank market share in Russia, % Commitment for consistent growth of dividend distribution 1 trillion RUB dividends for 3 years by 2020 Up to 50% of net profit by 2020 Technological leadership is the key to maintain competitive advantage in the future